Do you need long term care insurance? I don’t know. I can tell you that you should definitely prepare for the expense of long-term care, including memory care. Purchasing some type of insurance policy to offset the risk of facing this expense could be a part of your...

Last year we advised a client to consider rolling over a 401k that they had with a former employer to their SIMPLE IRA with their current employer. Several weeks later, Chris sent us this e-mail. We have edited it to protect the privacy of the client: I am having my...

A while back a client and I were discussing his investment accounts. During the conversation, he mentioned how he paid attention to the “market” as a proxy for the relative performance of his account. In other words, when the “market” was up, he figured he was up. And...