John is the son of a client and has a young family. He reached out to us because he had been approached about overfunding a whole life insurance policy and borrowing out the cash value to execute Dave Ramsey-style debt snowball. This concept – overfunding and...

I was recently asked by a client with a young family if they should open a 529 college savings plan for their young daughter. The answer was, “Probably, but not exclusively.” Here is what I meant by that: A 529 plan is hands down a fantastic college savings tool. If...

Jack and Sally were referred to me after Jack received a sizeable inheritance from his father. Let me say up front that this post should not be taken as specific financial or investment advice, and you should consult your tax advisor before making decisions that will...