The Mysteries of HIPAA

For caregivers of people with schizophrenia, one of the most difficult barriers to assisting in our loved ones’ treatment can be the misinterpretation of the Health Insurance Portability and Accountability Act (HIPAA). Even though this Act became law in 1996, there is...

Cross-Stitch Prophet

When I was growing up in Washington, Georgia, in the heart of the eastern Georgia Piedmont, there was a cross – stitch pattern that hung in a frame on a wall in my house. It was called, “The Serenity Prayer”, and it looked a lot like the picture below. At least that’s...

Cool Grandma

I am going to lay out a scenario. You tell me what you think. Cool Grandma is almost 80 years old. Cool Grandma has $59,000 in an IRA at MegaBank Corp. and it is pretty much her entire nest egg. Cool Grandma is pulling about $400 each month to help supplement Social...

Ways to Fund Special Needs Trusts

A look at the different options & strategies. If you have a child with special needs, a trust may be a financial priority. There are many crucial goods and services that Medicaid and Supplemental Security Income will not pay for, and a special needs trust may be...

Why Many Physicians Still Won’t Partner with Family Caregivers

I have seen that glazed look, that twitch of impatience. In my 23 years as a psychologist faculty member of a family medicine residency program, I’ve noted that young family physicians in training are polite but disinterested when I recommend they reach out to their...