Your Questions Answered: Why Every Family Should Use a College’s Net Price Calculator

When planning for college, don’t let the sticker price scare you off. The real cost of college is often much lower—and the best way to find out is by using the school’s Net Price Calculator (NPC).

The NPC estimates what you will pay after grants and scholarships are applied. It factors in your income, assets, household size, and number of college-bound children. This tool helps families compare schools accurately, avoid financial surprises, and plan strategically, especially if you’re managing special needs, ABLE accounts, or SSI eligibility.

You can even test different scenarios (like income changes or living at home) and use the results to strengthen financial aid appeals. Bottom line: the NPC is your secret weapon for smarter college planning.

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/ SIPC.