Every year we discuss estate documents with our clients. Recently, we asked some long-time clients if their young adult grandchildren had healthcare powers of attorney. This is why:
When your child turns 18, they legally become an adult—even if they’re still in school, living at home, or relying on you for support. One of the most overlooked transitions at this stage is the loss of parental authority to make medical decisions on their behalf. That’s where a Healthcare Power of Attorney (POA) becomes essential.
A Healthcare POA allows your young adult to designate someone—typically a parent or trusted adult—to make medical decisions if they’re unable to do so. This can be critical in situations where they are unconscious after an accident, undergoing surgery or emergency treatment, or experiencing a mental health crisis. Without this document, hospitals and doctors may be legally barred from sharing information or accepting your input—even in urgent or life-threatening circumstances.
This matters because HIPAA laws protect patient privacy, even from parents. A Healthcare POA ensures continuity of care and timely decision-making when your child cannot speak for themselves. It’s a simple, proactive step that can prevent confusion and delays during a medical emergency.
If your child is 18 or older, they should have a Healthcare Power of Attorney. It’s not just for the elderly—it’s a smart and responsible move for every young adult stepping into independence.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/ SIPC.
This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.