We believe that most everyone would be better off if they applied the power of process to their financial lives. Having a well-defined process provides consistency, thoroughness, and efficiency. This line of thinking is at the crux of the Integrated Core Process that...
A Merrill Lynch/Age Wave report shows the money stresses family caregivers face. During our parents’ last years, my sister and I wound up becoming their “financial coordinators,” handling everything from getting their bills paid to balancing their checkbooks to...
For caregivers of people with schizophrenia, one of the most difficult barriers to assisting in our loved ones’ treatment can be the misinterpretation of the Health Insurance Portability and Accountability Act (HIPAA). Even though this Act became law in 1996, there is...
When I was growing up in Washington, Georgia, in the heart of the eastern Georgia Piedmont, there was a cross – stitch pattern that hung in a frame on a wall in my house. It was called, “The Serenity Prayer”, and it looked a lot like the picture below. At least that’s...
I am going to lay out a scenario. You tell me what you think. Cool Grandma is almost 80 years old. Cool Grandma has $59,000 in an IRA at MegaBank Corp. and it is pretty much her entire nest egg. Cool Grandma is pulling about $400 each month to help supplement Social...
