Your Questions Answered: Do I Need a Trust?

When it comes to planning your estate, one question that often arises is whether to use a trust. Let’s explore what a trust is, its benefits, and whether it might be the right choice for you. A trust is a legal arrangement where one party, known as the trustee,...

Your Questions Answered: Who is Integrated Financial Group?

I run my own financial advisory business and am not employed by any financial services firm. However, you might notice the name Integrated Financial Group (IFG) appearing frequently on statements, business cards, websites, etc. Naturally, this leads to the question,...

Navigating Retirement: Embracing Trade-offs

As a financial advisor, I recently had an enlightening conversation with a client who is set to retire next year. During our meeting, he expressed a desire to eliminate volatility from his investments moving forward. This was quite a curveball, as a core strategy of...

Your Questions Answered: Should I Cash Out A Savings Bond?

I received an e-mail from the son of a client asking me, “Should I cash out a savings bond that I just found out that I own?” First things first, what exactly is a savings bond? Well, it’s basically a loan you give to the government. In return, they pay you...