Every year we discuss estate documents with our clients. Recently, we asked some long-time clients if their young adult grandchildren had healthcare powers of attorney. This is why: When your child turns 18, they legally become an adult—even if they’re still in...
A client named Greg recently reached out with a great question: “Have you rebalanced my accounts this year?” It’s a question we don’t get very often, but it speaks directly to the importance of disciplined portfolio management. For us, rebalancing isn’t a reactive or...
When planning for college, don’t let the sticker price scare you off. The real cost of college is often much lower—and the best way to find out is by using the school’s Net Price Calculator (NPC). The NPC estimates what you will pay after grants and scholarships are...
Money is more than just a tool for transactions—it’s a reflection of our values, fears, and beliefs, many of which are shaped in childhood. The way we were raised plays a powerful role in how we approach financial decisions as adults. If you grew up in a household...
The passage of the One Big Beautiful Bill (OBBB) has ushered in sweeping reforms to how American families plan and pay for college. Whether you’re a parent saving for your child’s education or a student navigating financial aid, here are the top three changes...
