As a financial advisor, my role goes far beyond crunching numbers and recommending investments. It’s about understanding your values, your goals, and especially your
perspective on money. That perspective shapes how you make financial decisions, and it’s essential for creating a plan that truly fits your life.
Everyone has a unique relationship with money, often shaped by upbringing, life experiences, and personal values. Here are a few examples of different money
perspectives:
- Security Seekers: These individuals prioritize financial stability and confidence. They may prefer conservative investments, maintain large emergency funds, and avoid debt at all costs.
- Freedom Chasers: For some, money is a tool to unlock experiences—travel, entrepreneurship, or early retirement. They’re often willing to take calculated risks to gain flexibility and independence.
- Legacy Builders: These people focus on long-term impact, such as leaving an inheritance, supporting charitable causes, or building generational wealth.
- Status-Oriented Spenders: Some view money as a way to reflect success or social standing. They may prioritize lifestyle upgrades, luxury purchases, or visible achievements.
- Minimalists: Others see money as a means to simplify life. They value frugality, intentional spending, and financial independence over material accumulation.
Understanding which of these (or what combination) resonates with you helps us tailor advice that aligns with your values. It ensures that your financial plan isn’t just technically sound—it’s emotionally and personally meaningful. Financial planning is not one-size-fits-all. It’s a partnership built on trust, empathy, and a deep understanding of what money means to you.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/ SIPC.
This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.